You're always a bit nervous your first time. You might not know how to do it right, you might not know how everything works, you might not know how to push all the right buttons. The lighting might not be right, either, and you know there will be someone right there watching you. It's a little embarrassing, too, because you know everyone's been doing it all along and you feel like the only inexperienced one out there. But today I became one of you. One of the crowd. One of the cool kids who knows exactly how to do it. I did it. Yes, I did. I used a debit card today for the first time ever and I'm not embarrassed it took me so long, either! Well, maybe just a little... I was on my way to the grocery store and was chatting with a friend about how I didn't like the fact that, at this particular grocery store, every time I wrote a check I had to pull out my driver's license too. She was appalled. But not because of the driver's license. "You write checks? Why do you write checks at the grocery store?" I told her that I liked the fact that when I write a check it's paid for. It's done. I don't have to add a charge to my credit card. Besides, I've always written checks at the grocery store. That's how my mom did it. My friend expained a little bit about the wonderful world of debit cards to me and it sounded pretty painless. I went into the store and soon was confiding my little secret to Chris, the cashier. "I've never done this before." He looked at me as if I were crazy. Even his braces seemed to be laughing at me. I swiped and pressed and entered and it was all over. It was so easy! I loved it! And the best news is that my bank has this program where they round up your purchases to the nearest dollar and put the change into your savings account. I've been waiting my whole life for this...the more you spend the more you save! I can't wait to do it again!